West Bancorporation — Earnings Quality Grade A
WTBA · Financial Services
Strong financial health
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 46 days, change -13 days YoY
AR growth -6.6% vs revenue growth 19.4%
Revenue 19.4%, CFFO 16.8%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -87.3% vs revenue 19.4%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.43. Profits backed by cash
FCF $0.0B, FCF/NI = 1.33
Accruals ratio = -0.3%. Low accruals
Cash $0.3B covers 93% of debt $0.4B
Balance Sheet Health
No goodwill. Clean balance sheet
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
No goodwill
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
West Bancorporation is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25