World Acceptance Corporation — Earnings Quality Grade F
WRLD · Financial Services
Major red flags
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
Insufficient data
Insufficient data
Revenue -0.5%, CFFO -4.4%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -37.9% vs revenue -0.5%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 2.83. Profits backed by cash
FCF $0.3B, FCF/NI = 2.79
Accruals ratio = -16.3%. Low accruals
Cash $0.0B covers only 2% of debt $0.5B
Balance Sheet Health
Goodwill+Intangibles $0.0B = 3% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -20% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
World Acceptance Corporation is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25