Univest Financial Corporation — Earnings Quality Grade A
UVSP · Financial Services
Strong financial health
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 33 days, change -2 days YoY
AR growth 3.5% vs revenue growth 9.6%
Revenue 9.6%, CFFO 35.2%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 47.7% is >2x revenue growth 9.6%
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.12. Profits backed by cash
FCF $0.1B, FCF/NI = 1.07
Accruals ratio = -0.1%. Low accruals
Cash $0.6B covers debt $0.3B
Balance Sheet Health
Goodwill+Intangibles $0.2B = 19% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -1% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Univest Financial Corporation is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25