UNIVERSAL INSURANCE HOLDINGS IN — Earnings Quality Grade A
UVE · Financial Services
Strong financial health
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 70 days, change -99 days YoY
AR growth -56.3% vs revenue growth 5.5%
Revenue 5.5%, CFFO 177.7%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -39.8% vs revenue 5.5%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 2.09. Profits backed by cash
FCF $0.4B, FCF/NI = 2.06
Accruals ratio = -7.0%. Low accruals
Cash $0.6B covers debt $0.1B
Balance Sheet Health
No goodwill. Clean balance sheet
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
No goodwill
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
UNIVERSAL INSURANCE HOLDINGS IN is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25