UMH Properties, Inc. — Earnings Quality Grade F
UMH · Real Estate
Major red flags
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
Insufficient data
Insufficient data
Revenue 8.8%, CFFO 0.5%. Cash follows revenue
Expense Quality
Inventory 21.1% vs COGS 8.5%. Normal
Insufficient data
SG&A/Gross Profit = 20.1%, excellent (<30%)
Gross margin 54.7%, change +0.1pp. Stable
Cash Flow Quality
CFFO/NI = 3.09. Profits backed by cash
FCF $0.1B, FCF/NI = 3.09
Accruals ratio = -3.3%. Low accruals
Cash $0.1B covers only 13% of debt $0.8B
Balance Sheet Health
No goodwill. Clean balance sheet
Debt/EBITDA = 6.2x (>4x). Interest coverage = 1.6x (<2x). Financial stress
Other assets -3.4% vs revenue 8.8%. Normal
No write-off data
Acquisition Risk
FCF after acquisitions positive
No goodwill
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
UMH Properties, Inc. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25