First Financial Corporation — Earnings Quality Grade A
THFF · Financial Services
Strong financial health
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 39 days, change -6 days YoY
AR growth 3.1% vs revenue growth 20.2%
Revenue 20.2%, CFFO 49.8%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -34.8% vs revenue 20.2%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.14. Profits backed by cash
FCF $0.1B, FCF/NI = 1.09
Accruals ratio = -0.2%. Low accruals
Cash $0.1B covers 69% of debt $0.2B
Balance Sheet Health
Goodwill+Intangibles $0.1B = 18% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -6% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
First Financial Corporation is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25