Truist Financial Corporation — Earnings Quality Grade B
TFC · Financial Services
Generally healthy
Screening Summary
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 29 days, change -23 days YoY
AR growth -14.7% vs revenue growth 53.0%
Revenue 53.0%, CFFO 165.2%. Cash follows revenue
Expense Quality
No material inventory
Insufficient data
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.08. Profits backed by cash
FCF $5.7B, FCF/NI = 1.08
Accruals ratio = -0.1%. Low accruals
Cash $36.4B covers 57% of debt $64.3B
Balance Sheet Health
Goodwill+Intangibles $22.4B = 34% of equity
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -0% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Truist Financial Corporation is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-09