The Bancorp, Inc. — Earnings Quality Grade A
TBBK · Financial Services
Strong financial health
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 22 days, change -6 days YoY
AR growth 3.3% vs revenue growth 31.6%
Revenue 31.6%, CFFO 26.2%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 38.4% vs revenue 31.6%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.16. Profits backed by cash
FCF $0.3B, FCF/NI = 1.12
Accruals ratio = -0.4%. Low accruals
Cash $0.1B covers 50% of debt $0.2B
Balance Sheet Health
Goodwill+Intangibles $0.0B = 0% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -32% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
The Bancorp, Inc. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25