Savers Value Village, Inc. — Earnings Quality Grade F
SVV · Consumer Cyclical
Major red flags
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 4 days, change -0 days YoY
AR growth 2.0% vs revenue growth 9.2%
Revenue 9.2%, CFFO 24.6%. Cash follows revenue
Expense Quality
Inventory 21.0% vs COGS 12.1%. Normal
CapEx growth 12.1% vs revenue 9.2%. Normal
SG&A/Gross Profit = 78.0%, exceeds 70%
Gross margin 55.3%, change -1.2pp. Stable
Cash Flow Quality
CFFO/NI = 7.39. Profits backed by cash
FCF $0.0B, FCF/NI = 2.15
Accruals ratio = -7.2%. Low accruals
Cash $0.1B covers only 6% of debt $1.4B
Balance Sheet Health
Goodwill+Intangibles $0.8B = 191% of equity. Over 50%
Debt/EBITDA = 7.7x (>4x). Interest coverage = 2.0x (<2x). Financial stress
Other assets grew 22.5% vs revenue 9.2%
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change 1% YoY. Normal
Manipulation Score
M-Score = -2.78 (< -2.22). Unlikely manipulator
Beneish M-Score
Altman Z-Score
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25