F
SiriusPoint Ltd. — Earnings Quality Grade F
SPNT · Financial Services
Major red flags
Revenue
$3.2B
2025
Net Income
$460M
2025
Gross Margin
—
Free Cash Flow
$102M
01
Screening Summary
9
Passed
0
Watch
2
Failed
—
M-Score
管理层信号
最近 SEC 8-K 文件中未发现 CEO、CFO、董事会或审计负责人变动信号。
02
Financial Trends
Revenue & Net Income ($B)
Margins (%)
03
18-Point Screening
01
Revenue Quality
✓
A1DSO Change
DSO 501 days, change -109 days YoY
✓
A2AR vs Revenue Growth
AR growth -0.2% vs revenue growth 21.7%
✓
A3Revenue vs CFFO
Revenue 21.7%, CFFO 37.1%. Cash follows revenue
02
Expense Quality
✓
B1Inventory vs COGS
No material inventory
—
B2CapEx vs Revenue
Insufficient data
—
B3SG&A Ratio
Insufficient data
—
B4Gross Margin
Insufficient data
03
Cash Flow Quality
✗
C1CFFO vs Net Income
CFFO/NI = 0.22. Only 22% of profit backed by cash
✗
C2Free Cash Flow
FCF < 50% of Net Income for 2 years
✓
C3Accruals Ratio
Accruals ratio = 2.8%. Low accruals
✓
C4Cash vs Debt
Cash $3.1B covers debt $0.7B
04
Balance Sheet Health
✓
D1Goodwill + Intangibles
No goodwill. Clean balance sheet
—
D2Leverage
Insufficient data
—
D3Soft Asset Growth
Insufficient data
—
D4Asset Impairment
No write-off data
05
Acquisition Risk
✓
E1Serial Acquirer FCF
FCF after acquisitions positive
✓
E2Goodwill Surge
No goodwill
06
Manipulation Score
—
F1Beneish M-Score
Insufficient data
Altman Z-Score — Not Applicable
SiriusPoint Ltd. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25
