Skyward Specialty Insurance Gro — Earnings Quality Grade D
SKWD · Financial Services
Significant concerns
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO surged by 53 days (375 → 428)
AR outpaced revenue for 2 consecutive years
Revenue 23.7%, CFFO 33.7%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 76.5% is >2x revenue growth 23.7%
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 2.40. Profits backed by cash
FCF $0.4B, FCF/NI = 2.36
Accruals ratio = -5.0%. Low accruals
Cash $1.6B covers debt $0.1B
Balance Sheet Health
Goodwill+Intangibles $0.1B = 9% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change 1% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Skyward Specialty Insurance Gro is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25