Root, Inc. — Earnings Quality Grade A
ROOT · Financial Services
Strong financial health
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 111 days, change -30 days YoY
AR growth 1.5% vs revenue growth 29.0%
Revenue grew 29.0% but CFFO only 5.5%
Expense Quality
No material inventory
CapEx growth 19.5% vs revenue 29.0%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 5.12. Profits backed by cash
FCF $0.2B, FCF/NI = 4.77
Accruals ratio = -9.9%. Low accruals
Cash $1.1B covers debt $0.2B
Balance Sheet Health
Goodwill+Intangibles $0.0B = 10% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change 25% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Root, Inc. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25