A

Raymond James Financial, Inc. — Earnings Quality Grade A

RJF · Financial Services

Strong financial health

Revenue
$13.8B
2025
Net Income
$2.1B
2025
Gross Margin
Free Cash Flow
$2.2B
01

Screening Summary

12
Passed
0
Watch
0
Failed
M-Score

管理层信号

最近 SEC 8-K 文件中未发现 CEO、CFO、董事会或审计负责人变动信号。
02

Financial Trends

Revenue & Net Income ($B)

Margins (%)

03

18-Point Screening

01

Revenue Quality

A1DSO Change

DSO 74 days, change -4 days YoY

A2AR vs Revenue Growth

AR growth 4.1% vs revenue growth 9.5%

A3Revenue vs CFFO

Revenue 9.5%, CFFO 12.9%. Cash follows revenue

02

Expense Quality

B1Inventory vs COGS

No material inventory

B2CapEx vs Revenue

CapEx growth -8.3% vs revenue 9.5%. Normal

B3SG&A Ratio

Insufficient data

B4Gross Margin

Insufficient data

03

Cash Flow Quality

C1CFFO vs Net Income

CFFO/NI = 1.14. Profits backed by cash

C2Free Cash Flow

FCF $2.2B, FCF/NI = 1.05

C3Accruals Ratio

Accruals ratio = -0.3%. Low accruals

C4Cash vs Debt

Cash $11.4B covers debt $4.2B

04

Balance Sheet Health

D1Goodwill + Intangibles

Goodwill+Intangibles $1.8B = 15% of equity. Manageable

D2Leverage

Insufficient data

D3Soft Asset Growth

Insufficient data

D4Asset Impairment

No write-off data

05

Acquisition Risk

E1Serial Acquirer FCF

FCF after acquisitions positive

E2Goodwill Surge

Goodwill+Intangibles change -2% YoY. Normal

06

Manipulation Score

F1Beneish M-Score

Insufficient data

持仓监控

把 RJF 放进持续监控

完整检查和模型明细已经免费开放。Watchlist 用来集中盯住你的持仓;Pro 可开启季报自动重算、风险事件邮件提醒、最多 50 只持仓扫描和导出工作流。

Altman Z-Score — Not Applicable

Raymond James Financial, Inc. is a financial company. Z-Score is designed for non-financial companies.

Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25