Rhinebeck Bancorp, Inc. — Earnings Quality Grade A
RBKB · Financial Services
Strong financial health
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 33 days, change -23 days YoY
AR growth 10.1% vs revenue growth 85.7%
Revenue 85.7%, CFFO 38.6%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 7.5% vs revenue 85.7%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.17. Profits backed by cash
FCF $0.0B, FCF/NI = 1.08
Accruals ratio = -0.1%. Low accruals
Cash $0.0B covers 62% of debt $0.0B
Balance Sheet Health
Goodwill+Intangibles $0.0B = 2% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -2% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Rhinebeck Bancorp, Inc. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25