Principal Financial Group Inc — Earnings Quality Grade A
PFG · Financial Services
Strong financial health
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 535 days, change +8 days YoY
AR growth -1.6% vs revenue growth -3.1%
Revenue -3.1%, CFFO -1.4%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 42.4% is >2x revenue growth -3.1%
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 3.83. Profits backed by cash
FCF $4.4B, FCF/NI = 3.75
Accruals ratio = -1.0%. Low accruals
Cash $32.2B covers debt $4.0B
Balance Sheet Health
Goodwill+Intangibles $2.9B = 24% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -2% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Principal Financial Group Inc is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25