OceanFirst Financial Corp. — Earnings Quality Grade F
OCFC · Financial Services
Major red flags
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 45 days, change +1 days YoY
AR growth 6.7% vs revenue growth 5.4%
Revenue 5.4%, CFFO -5.5%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 1.8% vs revenue 5.4%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.23. Profits backed by cash
FCF $0.1B, FCF/NI = 1.12
Accruals ratio = -0.1%. Low accruals
Cash $0.1B covers only 9% of debt $1.6B
Balance Sheet Health
Goodwill+Intangibles $0.5B = 32% of equity
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -2% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
OceanFirst Financial Corp. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25