NMI Holdings Inc — Earnings Quality Grade A
NMIH · Financial Services
Strong financial health
Screening Summary
管理层信号
数据来源：SEC EDGAR 8-K Item 5.02，附 Exhibit 99.1 链接
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 64 days, change -0 days YoY
AR growth 8.5% vs revenue growth 8.5%
Revenue 8.5%, CFFO 6.5%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -1.8% vs revenue 8.5%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.08. Profits backed by cash
FCF $0.4B, FCF/NI = 1.06
Accruals ratio = -0.8%. Low accruals
Cash $0.4B covers debt $0.4B
Balance Sheet Health
Goodwill+Intangibles $0.0B = 0% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change 0% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
NMI Holdings Inc is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25