Nicolet Bankshares Inc. — Earnings Quality Grade A
NIC · Financial Services
Strong financial health
Screening Summary
管理层信号
数据来源：SEC EDGAR 8-K Item 5.02，附 Exhibit 99.1 链接
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
Insufficient data
Insufficient data
Revenue 12.3%, CFFO 14.8%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -75.8% vs revenue 12.3%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.02. Profits backed by cash
FCF $0.1B, FCF/NI = 0.99
Accruals ratio = -0.0%. Low accruals
Cash $0.7B covers debt $0.1B
Balance Sheet Health
Goodwill+Intangibles $0.4B = 30% of equity
Insufficient data
Insufficient data
Write-offs normal
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -1% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Nicolet Bankshares Inc. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25