NorthEast Community Bancorp, In — Earnings Quality Grade A
NECB · Financial Services
Strong financial health
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 42 days, change -4 days YoY
AR growth -9.6% vs revenue growth -0.7%
Revenue -0.7%, CFFO 8.0%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 237.9% is >2x revenue growth -0.7%
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.18. Profits backed by cash
FCF $0.1B, FCF/NI = 1.14
Accruals ratio = -0.4%. Low accruals
Cash $0.1B covers debt $0.1B
Balance Sheet Health
No goodwill. Clean balance sheet
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
No goodwill
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
NorthEast Community Bancorp, In is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25