Northeast Bank — Earnings Quality Grade A
NBN · Financial Services
Strong financial health
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 30 days, change -6 days YoY
AR growth 11.4% vs revenue growth 35.1%
Revenue 35.1%, CFFO 2013.5%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -71.1% vs revenue 35.1%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 0.65. Below 1.0
FCF $0.1B, FCF/NI = 0.64
Accruals ratio = 0.7%. Low accruals
Cash $0.4B covers debt $0.3B
Balance Sheet Health
Goodwill+Intangibles $0.0B = 0% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -29% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Northeast Bank is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25