Mercury General Corporation — Earnings Quality Grade B
MCY · Financial Services
Generally healthy
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 52 days, change +4 days YoY
AR growth 18.9% exceeds revenue growth 9.4%
Revenue 9.4%, CFFO 4.8%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 26.6% is >2x revenue growth 9.4%
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 2.01. Profits backed by cash
FCF $1.0B, FCF/NI = 1.90
Accruals ratio = -5.7%. Low accruals
Cash $1.7B covers debt $0.6B
Balance Sheet Health
Goodwill+Intangibles $0.0B = 2% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -2% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Mercury General Corporation is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25