Metropolitan Bank Holding Corp. — Earnings Quality Grade C
MCB · Financial Services
Some red flags
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
Insufficient data
Insufficient data
Revenue grew 11.9% but CFFO declined -40.3%
Small-cap context: Small-cap revenue/CFFO ratio is sensitive to growth-stage working-capital draws.
Expense Quality
No material inventory
CapEx growth 137.8% is >2x revenue growth 11.9%
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.25. Profits backed by cash
FCF $0.1B, FCF/NI = 1.16
Accruals ratio = -0.2%. Low accruals
Cash $0.4B covers debt $0.0B
Balance Sheet Health
No goodwill. Clean balance sheet
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
No goodwill
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Metropolitan Bank Holding Corp. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25