James River Group Holdings, Inc — Earnings Quality Grade F
JRVR · Financial Services
Major red flags
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO increased by 12 days
AR outpaced revenue for 2 consecutive years
Revenue -2.8%, CFFO 92.4%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -1.8% vs revenue -2.8%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = -0.40. Only -40% of profit backed by cash
Small-cap context: Small-cap CFFO/NI often diverges from working-capital swings, not necessarily manipulation.
FCF is negative ($-0.0B)
Accruals ratio = 1.4%. Low accruals
Cash $0.9B covers debt $0.3B
Balance Sheet Health
Goodwill+Intangibles $0.2B = 32% of equity
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions negative for 2/3 years
Goodwill+Intangibles change -0% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
James River Group Holdings, Inc is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25