John Marshall Bancorp, Inc. — Earnings Quality Grade A
JMSB · Financial Services
Strong financial health
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 34 days, change -7 days YoY
AR growth -1.8% vs revenue growth 17.5%
Revenue 17.5%, CFFO 30.9%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 14.7% vs revenue 17.5%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.06. Profits backed by cash
FCF $0.0B, FCF/NI = 1.04
Accruals ratio = -0.1%. Low accruals
Cash $0.1B covers debt $0.1B
Balance Sheet Health
No goodwill. Clean balance sheet
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
No goodwill
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
John Marshall Bancorp, Inc. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25