Investors Title Company — Earnings Quality Grade F
ITIC · Financial Services
Major red flags
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 23 days, change +0 days YoY
AR outpaced revenue for 2 consecutive years
Revenue 5.7%, CFFO 3.7%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -25.2% vs revenue 5.7%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO < Net Income for 3 consecutive years
Small-cap context: Small-cap CFFO/NI often diverges from working-capital swings, not necessarily manipulation.
FCF $0.0B, FCF/NI = 0.72
Accruals ratio = 1.2%. Low accruals
Cash $0.1B covers debt $0.0B
Balance Sheet Health
Goodwill+Intangibles $0.0B = 8% of equity. Manageable
Insufficient data
Insufficient data
Write-offs up 52% YoY
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles surged 39% YoY
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Investors Title Company is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25