Hilltop Holdings Inc. — Earnings Quality Grade F
HTH · Financial Services
Major red flags
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
Insufficient data
Insufficient data
Revenue 8.7%, CFFO -114.1%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 136.1% is >2x revenue growth 8.7%
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = -0.23. Only -23% of profit backed by cash
FCF is negative ($-0.1B)
Accruals ratio = 1.3%. Low accruals
Cash $1.2B covers debt $0.5B
Balance Sheet Health
Goodwill+Intangibles $0.3B = 13% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change 4% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Hilltop Holdings Inc. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25