Heritage Insurance Holdings, In — Earnings Quality Grade A
HRTG · Financial Services
Strong financial health
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 195 days, change -206 days YoY
AR growth -50.9% vs revenue growth 1.0%
Revenue 1.0%, CFFO 109.2%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -1.9% vs revenue 1.0%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 0.93. Profits backed by cash
FCF $0.2B, FCF/NI = 0.89
Accruals ratio = 0.6%. Low accruals
Cash $0.7B covers debt $0.1B
Balance Sheet Health
Goodwill+Intangibles $0.0B = 6% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -17% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Heritage Insurance Holdings, In is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25