The Hartford Insurance Group, I — Earnings Quality Grade A
HIG · Financial Services
Strong financial health
Screening Summary
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 176 days, change -6 days YoY
AR growth 2.8% vs revenue growth 6.4%
Revenue 6.4%, CFFO 0.2%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 16.6% vs revenue 6.4%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.54. Profits backed by cash
FCF $5.8B, FCF/NI = 1.50
Accruals ratio = -2.4%. Low accruals
Cash $22.1B covers debt $4.4B
Balance Sheet Health
Goodwill+Intangibles $2.5B = 13% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -3% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
The Hartford Insurance Group, I is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-09