Goldman Sachs Group, Inc. (The) — Earnings Quality Grade F
GS · Financial Services
Major red flags
Screening Summary
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO surged by 252 days (912 → 1164)
AR growth 39.0% exceeds revenue growth 8.9%
Revenue 8.9%, CFFO -241.8%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -1.3% vs revenue 8.9%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO < Net Income for 3 consecutive years
FCF < 50% of Net Income for 3 years
Accruals ratio = 3.4%. Low accruals
Cash $164.3B covers only 43% of debt $386.1B
Balance Sheet Health
Goodwill+Intangibles $6.8B = 5% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions negative for 3 years
Goodwill+Intangibles change 1% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Goldman Sachs Group, Inc. (The) is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-09