Glacier Bancorp, Inc. — Earnings Quality Grade B
GBCI · Financial Services
Generally healthy
Screening Summary
管理层信号
数据来源：SEC EDGAR 8-K Item 5.02，附 Exhibit 99.1 链接
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 44 days, change -1 days YoY
AR growth 21.0% vs revenue growth 24.0%
Revenue 24.0%, CFFO 45.1%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -44.4% vs revenue 24.0%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.57. Profits backed by cash
FCF $0.3B, FCF/NI = 1.45
Accruals ratio = -0.4%. Low accruals
Cash $1.2B covers debt $0.8B
Balance Sheet Health
Goodwill+Intangibles $1.5B = 35% of equity
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles surged 35% YoY
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Glacier Bancorp, Inc. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25