GATX Corporation — Earnings Quality Grade F
GATX · Industrials
Major red flags
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 23 days, change +3 days YoY
AR growth 26.0% exceeds revenue growth 9.8%
Revenue 9.8%, CFFO 7.6%. Cash follows revenue
Expense Quality
Inventory 17.0% vs COGS 8.6%. Normal
Insufficient data
SG&A/Gross Profit = 29.6%, excellent (<30%)
Gross margin 49.0%, change +0.5pp. Stable
Cash Flow Quality
CFFO/NI = 1.94. Profits backed by cash
FCF $0.6B, FCF/NI = 1.94
Accruals ratio = -1.7%. Low accruals
Cash $0.7B covers only 6% of debt $12.7B
Balance Sheet Health
Goodwill+Intangibles $0.1B = 5% of equity. Manageable
Debt/EBITDA = 11.3x (>4x). Interest coverage = 1.4x (<2x). Financial stress
Other assets grew 31.6% vs revenue 9.8%
Write-offs normal
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change 11% YoY. Normal
Manipulation Score
M-Score = -2.44 (< -2.22). Unlikely manipulator
Beneish M-Score
Altman Z-Score
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25