C

Fulton Financial Corporation — Earnings Quality Grade C

FULT · Financial Services

Some red flags

Revenue
$1.3B
2025
Net Income
$392M
2025
Gross Margin
Free Cash Flow
$284M
01

Screening Summary

10
Passed
1
Watch
1
Failed
M-Score

管理层信号

最近 SEC 8-K 文件中未发现 CEO、CFO、董事会或审计负责人变动信号。
02

Financial Trends

Revenue & Net Income ($B)

Margins (%)

03

18-Point Screening

01

Revenue Quality

A1DSO Change

DSO 32 days, change -5 days YoY

A2AR vs Revenue Growth

AR growth -2.8% vs revenue growth 11.4%

A3Revenue vs CFFO

Revenue grew 11.4% but CFFO declined -26.9%

02

Expense Quality

B1Inventory vs COGS

No material inventory

B2CapEx vs Revenue

CapEx growth -52.5% vs revenue 11.4%. Normal

B3SG&A Ratio

Insufficient data

B4Gross Margin

Insufficient data

03

Cash Flow Quality

!
C1CFFO vs Net Income

CFFO/NI = 0.78. Below 1.0

C2Free Cash Flow

FCF $0.3B, FCF/NI = 0.73

C3Accruals Ratio

Accruals ratio = 0.3%. Low accruals

C4Cash vs Debt

Cash $1.0B covers debt $0.6B

04

Balance Sheet Health

D1Goodwill + Intangibles

Goodwill+Intangibles $0.6B = 18% of equity. Manageable

D2Leverage

Insufficient data

D3Soft Asset Growth

Insufficient data

D4Asset Impairment

No write-off data

05

Acquisition Risk

E1Serial Acquirer FCF

FCF after acquisitions positive

E2Goodwill Surge

Goodwill+Intangibles change -4% YoY. Normal

06

Manipulation Score

F1Beneish M-Score

Insufficient data

持仓监控

把 FULT 放进持续监控

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Altman Z-Score — Not Applicable

Fulton Financial Corporation is a financial company. Z-Score is designed for non-financial companies.

Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25