Farmers & Merchants Bancorp, In — Earnings Quality Grade F
FMAO · Financial Services
Major red flags
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
Insufficient data
Insufficient data
Revenue 18.9%, CFFO 13.1%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -5.6% vs revenue 18.9%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.10. Profits backed by cash
FCF $0.0B, FCF/NI = 1.05
Accruals ratio = -0.1%. Low accruals
Cash $0.1B covers only 38% of debt $0.3B
Balance Sheet Health
Goodwill+Intangibles $0.1B = 25% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -1% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Farmers & Merchants Bancorp, In is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25