Fifth Third Bancorp — Earnings Quality Grade F
FITB · Financial Services
Major red flags
Screening Summary
管理层信号
数据来源：SEC EDGAR 8-K Item 5.02，附 Exhibit 99.1 链接
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 134 days, change -6 days YoY
AR growth 1.9% vs revenue growth 6.6%
Revenue 6.6%, CFFO 59.8%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 71.3% is >2x revenue growth 6.6%
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.79. Profits backed by cash
FCF $3.8B, FCF/NI = 1.51
Accruals ratio = -0.9%. Low accruals
Cash $3.5B covers only 25% of debt $14.0B
Balance Sheet Health
Goodwill+Intangibles $6.6B = 30% of equity
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -1% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Fifth Third Bancorp is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25