Fidelis Insurance Holdings Limi — Earnings Quality Grade F
FIHL · Financial Services
Major red flags
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO surged by 96 days (737 → 833)
Small-cap context: DSO swings on a small revenue base are more often quarterly customer-mix effects than red flags.
AR outpaced revenue for 2 consecutive years
Revenue 2.9%, CFFO -166.0%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -73.9% vs revenue 2.9%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = -1.81. Only -181% of profit backed by cash
Small-cap context: Small-cap CFFO/NI often diverges from working-capital swings, not necessarily manipulation.
FCF < 50% of Net Income for 2 years
Accruals ratio = 5.1%. Elevated
Cash $1.2B covers debt $0.8B
Balance Sheet Health
No goodwill. Clean balance sheet
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
No goodwill
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Fidelis Insurance Holdings Limi is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25