First Interstate BancSystem, In — Earnings Quality Grade B
FIBK · Financial Services
Generally healthy
Screening Summary
管理层信号
数据来源：SEC EDGAR 8-K Item 5.02，附 Exhibit 99.1 链接
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 35 days, change -7 days YoY
AR growth -12.2% vs revenue growth 5.9%
Revenue 5.9%, CFFO -13.9%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 20.9% is >2x revenue growth 5.9%
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.01. Profits backed by cash
FCF $0.3B, FCF/NI = 0.92
Accruals ratio = -0.0%. Low accruals
Cash $1.3B covers debt $0.3B
Balance Sheet Health
Goodwill+Intangibles $1.2B = 34% of equity
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -1% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
First Interstate BancSystem, In is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25