A

First Community Bankshares, Inc — Earnings Quality Grade A

FCBC · Financial Services

Strong financial health

Revenue
$157M
2025
Net Income
$49M
2025
Gross Margin
Free Cash Flow
$60M
01

Screening Summary

10
Passed
1
Watch
0
Failed
M-Score

管理层信号

最近 SEC 8-K 文件中未发现 CEO、CFO、董事会或审计负责人变动信号。
02

Financial Trends

Revenue & Net Income ($B)

Margins (%)

03

18-Point Screening

01

Revenue Quality

A1DSO Change

DSO 20 days, change -1 days YoY

A2AR vs Revenue Growth

AR growth -5.3% vs revenue growth 0.6%

A3Revenue vs CFFO

Revenue 0.6%, CFFO 8.7%. Cash follows revenue

02

Expense Quality

B1Inventory vs COGS

No material inventory

B2CapEx vs Revenue

CapEx growth -2.3% vs revenue 0.6%. Normal

B3SG&A Ratio

Insufficient data

B4Gross Margin

Insufficient data

03

Cash Flow Quality

C1CFFO vs Net Income

CFFO/NI = 1.29. Profits backed by cash

C2Free Cash Flow

FCF $0.1B, FCF/NI = 1.23

C3Accruals Ratio

Accruals ratio = -0.4%. Low accruals

C4Cash vs Debt

Insufficient data

04

Balance Sheet Health

!
D1Goodwill + Intangibles

Goodwill+Intangibles $0.2B = 31% of equity

D2Leverage

Insufficient data

D3Soft Asset Growth

Insufficient data

D4Asset Impairment

No write-off data

05

Acquisition Risk

E1Serial Acquirer FCF

FCF after acquisitions positive

E2Goodwill Surge

Goodwill+Intangibles change -1% YoY. Normal

06

Manipulation Score

F1Beneish M-Score

Insufficient data

Altman Z-Score — Not Applicable

First Community Bankshares, Inc is a financial company. Z-Score is designed for non-financial companies.

Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25