CVB Financial Corporation — Earnings Quality Grade B
CVBF · Financial Services
Generally healthy
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 33 days, change -2 days YoY
AR growth 2.2% vs revenue growth 8.3%
Revenue 8.3%, CFFO -11.4%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -20.8% vs revenue 8.3%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.06. Profits backed by cash
FCF $0.2B, FCF/NI = 1.04
Accruals ratio = -0.1%. Low accruals
Cash $0.4B covers 78% of debt $0.5B
Balance Sheet Health
Goodwill+Intangibles $0.8B = 34% of equity
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -1% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
CVB Financial Corporation is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25