CTO Realty Growth, Inc. — Earnings Quality Grade F
CTO · Real Estate
Major red flags
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 54 days, change -1 days YoY
AR growth 17.9% vs revenue growth 20.1%
Revenue 20.1%, CFFO 7.9%. Cash follows revenue
Expense Quality
No material inventory
Insufficient data
SG&A/Gross Profit = 16.6%, excellent (<30%)
Gross margin 74.6%, change +1.3pp. Stable
Cash Flow Quality
CFFO/NI = 6.40. Profits backed by cash
FCF $0.1B, FCF/NI = 6.40
Accruals ratio = -4.3%. Low accruals
Cash $0.0B covers only 8% of debt $0.6B
Balance Sheet Health
Goodwill+Intangibles $0.1B = 15% of equity. Manageable
Debt/EBITDA = 6.4x (>4x). Interest coverage = 1.3x (<2x). Financial stress
Other assets grew 354.3% vs revenue 20.1%
Write-offs normal
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change 7% YoY. Normal
Manipulation Score
M-Score = -2.56 (< -2.22). Unlikely manipulator
Beneish M-Score
Altman Z-Score — Not Applicable
CTO Realty Growth, Inc. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25