CoastalSouth Bancshares, Inc. — Earnings Quality Grade A
COSO · Financial Services
Strong financial health
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 45 days, change -6 days YoY
AR growth 3.3% vs revenue growth 17.5%
Revenue 17.5%, CFFO 598.3%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth 29.4% vs revenue 17.5%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 2.54. Profits backed by cash
FCF $0.1B, FCF/NI = 2.46
Accruals ratio = -1.7%. Low accruals
Cash $0.0B covers debt $0.0B
Balance Sheet Health
Goodwill+Intangibles $0.0B = 2% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -2% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
CoastalSouth Bancshares, Inc. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25