Cincinnati Financial Corporatio — Earnings Quality Grade A
CINF · Financial Services
Strong financial health
Screening Summary
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 110 days, change -3 days YoY
AR growth 8.7% vs revenue growth 11.4%
Revenue 11.4%, CFFO 17.5%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -9.1% vs revenue 11.4%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.30. Profits backed by cash
FCF $3.1B, FCF/NI = 1.29
Accruals ratio = -1.8%. Low accruals
Cash $19.7B covers debt $0.9B
Balance Sheet Health
No goodwill. Clean balance sheet
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
No goodwill
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Cincinnati Financial Corporatio is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-09