F

Chimera Investment Corporation — Earnings Quality Grade F

CIM · Real Estate

Major red flags

Revenue
$357M
2025
Net Income
$230M
2025
Gross Margin
Free Cash Flow
-$287M
01

Screening Summary

7
Passed
1
Watch
3
Failed
M-Score

管理层信号

最近 SEC 8-K 文件中未发现 CEO、CFO、董事会或审计负责人变动信号。
02

Financial Trends

Revenue & Net Income ($B)

Margins (%)

03

18-Point Screening

01

Revenue Quality

A1DSO Change

DSO 80 days, change -35 days YoY

A2AR vs Revenue Growth

AR growth -3.3% vs revenue growth 38.3%

A3Revenue vs CFFO

Revenue grew 38.3% but CFFO declined -221.0%

Small-cap context: Small-cap revenue/CFFO ratio is sensitive to growth-stage working-capital draws.

02

Expense Quality

B1Inventory vs COGS

No material inventory

B2CapEx vs Revenue

Insufficient data

B3SG&A Ratio

Insufficient data

B4Gross Margin

Insufficient data

03

Cash Flow Quality

C1CFFO vs Net Income

CFFO/NI = -1.08. Only -108% of profit backed by cash

Small-cap context: Small-cap CFFO/NI often diverges from working-capital swings, not necessarily manipulation.

!
C2Free Cash Flow

FCF is negative ($-0.3B)

C3Accruals Ratio

Accruals ratio = 3.0%. Low accruals

C4Cash vs Debt

Cash $0.3B covers only 2% of debt $13.1B

04

Balance Sheet Health

D1Goodwill + Intangibles

No goodwill. Clean balance sheet

D2Leverage

Insufficient data

D3Soft Asset Growth

Insufficient data

D4Asset Impairment

No write-off data

05

Acquisition Risk

E1Serial Acquirer FCF

FCF after acquisitions positive

E2Goodwill Surge

No goodwill

06

Manipulation Score

F1Beneish M-Score

Insufficient data

持仓监控

把 CIM 放进持续监控

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Altman Z-Score — Not Applicable

Chimera Investment Corporation is a financial company. Z-Score is designed for non-financial companies.

Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25