Commercial Bancgroup, Inc. — Earnings Quality Grade A
CBK · Financial Services
Strong financial health
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 30 days, change +0 days YoY
AR growth 3.7% vs revenue growth 3.0%
Revenue 3.0%, CFFO -4.1%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -38.7% vs revenue 3.0%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.00. Profits backed by cash
FCF $0.0B, FCF/NI = 0.95
Accruals ratio = 0.0%. Low accruals
Cash $0.1B covers 80% of debt $0.1B
Balance Sheet Health
Goodwill+Intangibles $0.0B = 4% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -8% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Commercial Bancgroup, Inc. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25