Banco Latinoamericano de Comerc — Earnings Quality Grade F
BLX · Financial Services
Major red flags
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 109 days, change -46 days YoY
AR growth -22.0% vs revenue growth 10.9%
Revenue 10.9%, CFFO 736.1%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -28.9% vs revenue 10.9%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 3.44. Profits backed by cash
FCF $0.8B, FCF/NI = 3.43
Accruals ratio = -4.3%. Low accruals
Cash $1.9B covers only 47% of debt $4.0B
Balance Sheet Health
Goodwill+Intangibles $0.0B = 1% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles surged 193% YoY
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Banco Latinoamericano de Comerc is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25