C

The Bank of New York Mellon Cor — Earnings Quality Grade C

BK · Financial Services

Some red flags

Revenue
$19.8B
2025
Net Income
$5.5B
2025
Gross Margin
Free Cash Flow
$5.2B
01

Screening Summary

11
Passed
0
Watch
1
Failed
M-Score
02

Financial Trends

Revenue & Net Income ($B)

Margins (%)

03

18-Point Screening

01

Revenue Quality

A1DSO Change

DSO 116 days, change -9 days YoY

A2AR vs Revenue Growth

AR growth 0.6% vs revenue growth 8.2%

A3Revenue vs CFFO

Revenue 8.2%, CFFO 879.6%. Cash follows revenue

02

Expense Quality

B1Inventory vs COGS

No material inventory

B2CapEx vs Revenue

CapEx growth 5.7% vs revenue 8.2%. Normal

B3SG&A Ratio

Insufficient data

B4Gross Margin

Insufficient data

03

Cash Flow Quality

C1CFFO vs Net Income

CFFO/NI = 1.21. Profits backed by cash

C2Free Cash Flow

FCF $5.2B, FCF/NI = 0.93

C3Accruals Ratio

Accruals ratio = -0.3%. Low accruals

C4Cash vs Debt

Cash $128.7B covers debt $34.3B

04

Balance Sheet Health

D1Goodwill + Intangibles

Goodwill+Intangibles $22.3B = 50% of equity. Over 50%

D2Leverage

Insufficient data

D3Soft Asset Growth

Insufficient data

D4Asset Impairment

No write-off data

05

Acquisition Risk

E1Serial Acquirer FCF

FCF after acquisitions positive

E2Goodwill Surge

Goodwill+Intangibles change 1% YoY. Normal

06

Manipulation Score

F1Beneish M-Score

Insufficient data

Altman Z-Score — Not Applicable

The Bank of New York Mellon Cor is a financial company. Z-Score is designed for non-financial companies.

Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-09

The Bank of New York Mellon Cor (BK) 财报排雷评级 C — EarningsGrade