A

Ameriprise Financial, Inc. — Earnings Quality Grade A

AMP · Financial Services

Strong financial health

Revenue
$18.5B
2025
Net Income
$3.6B
2025
Gross Margin
Free Cash Flow
$8.2B
01

Screening Summary

12
Passed
0
Watch
0
Failed
M-Score
02

Financial Trends

Revenue & Net Income ($B)

Margins (%)

03

18-Point Screening

01

Revenue Quality

A1DSO Change

DSO 295 days, change -11 days YoY

A2AR vs Revenue Growth

AR growth 3.1% vs revenue growth 7.0%

A3Revenue vs CFFO

Revenue 7.0%, CFFO 26.2%. Cash follows revenue

02

Expense Quality

B1Inventory vs COGS

No material inventory

B2CapEx vs Revenue

CapEx growth -8.0% vs revenue 7.0%. Normal

B3SG&A Ratio

Insufficient data

B4Gross Margin

Insufficient data

03

Cash Flow Quality

C1CFFO vs Net Income

CFFO/NI = 2.34. Profits backed by cash

C2Free Cash Flow

FCF $8.2B, FCF/NI = 2.29

C3Accruals Ratio

Accruals ratio = -2.5%. Low accruals

C4Cash vs Debt

Cash $63.7B covers debt $5.9B

04

Balance Sheet Health

D1Goodwill + Intangibles

No goodwill. Clean balance sheet

D2Leverage

Insufficient data

D3Soft Asset Growth

Insufficient data

D4Asset Impairment

No write-off data

05

Acquisition Risk

E1Serial Acquirer FCF

FCF after acquisitions positive

E2Goodwill Surge

No goodwill

06

Manipulation Score

F1Beneish M-Score

Insufficient data

Altman Z-Score — Not Applicable

Ameriprise Financial, Inc. is a financial company. Z-Score is designed for non-financial companies.

Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-09

Ameriprise Financial, Inc. (AMP) 财报排雷评级 A — EarningsGrade