Alerus Financial Corporation — Earnings Quality Grade F
ALRS · Financial Services
Major red flags
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 36 days, change +3 days YoY
AR growth 8.3% vs revenue growth -1.4%
Revenue -1.4%, CFFO 210.5%. Cash follows revenue
Expense Quality
No material inventory
CapEx growth -29.7% vs revenue -1.4%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 3.87. Profits backed by cash
FCF $0.1B, FCF/NI = 3.37
Accruals ratio = -1.0%. Low accruals
Cash $0.1B covers only 17% of debt $0.4B
Balance Sheet Health
Goodwill+Intangibles $0.1B = 22% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -9% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Alerus Financial Corporation is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25