A

Allstate Corporation (The) — Earnings Quality Grade A

ALL · Financial Services

Strong financial health

Revenue
$67.1B
2025
Net Income
$10.3B
2025
Gross Margin
Free Cash Flow
$9.9B
01

Screening Summary

11
Passed
1
Watch
0
Failed
M-Score
02

Financial Trends

Revenue & Net Income ($B)

Margins (%)

03

18-Point Screening

01

Revenue Quality

A1DSO Change

DSO 109 days, change -4 days YoY

A2AR vs Revenue Growth

AR growth 2.2% vs revenue growth 5.6%

A3Revenue vs CFFO

Revenue 5.6%, CFFO 13.2%. Cash follows revenue

02

Expense Quality

B1Inventory vs COGS

No material inventory

B2CapEx vs Revenue

CapEx growth 8.6% vs revenue 5.6%. Normal

B3SG&A Ratio

Insufficient data

B4Gross Margin

Insufficient data

03

Cash Flow Quality

C1CFFO vs Net Income

CFFO/NI = 0.98. Profits backed by cash

C2Free Cash Flow

FCF $9.9B, FCF/NI = 0.96

C3Accruals Ratio

Accruals ratio = 0.1%. Low accruals

!
C4Cash vs Debt

Cash $5.6B covers 74% of debt $7.5B

04

Balance Sheet Health

D1Goodwill + Intangibles

Goodwill+Intangibles $3.7B = 12% of equity. Manageable

D2Leverage

Insufficient data

D3Soft Asset Growth

Insufficient data

D4Asset Impairment

No write-off data

05

Acquisition Risk

E1Serial Acquirer FCF

FCF after acquisitions positive

E2Goodwill Surge

Goodwill+Intangibles change -8% YoY. Normal

06

Manipulation Score

F1Beneish M-Score

Insufficient data

Altman Z-Score — Not Applicable

Allstate Corporation (The) is a financial company. Z-Score is designed for non-financial companies.

Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-09

Allstate Corporation (The) (ALL) 财报排雷评级 A — EarningsGrade