American Integrity Insurance Gr — Earnings Quality Grade C
AII · Financial Services
Some red flags
Screening Summary
管理层信号
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 415 days, change -503 days YoY
AR growth -38.9% vs revenue growth 35.3%
Revenue grew 35.3% but CFFO declined -7.2%
Small-cap context: Small-cap revenue/CFFO ratio is sensitive to growth-stage working-capital draws.
Expense Quality
No material inventory
CapEx growth 283.9% is >2x revenue growth 35.3%
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.39. Profits backed by cash
FCF $0.1B, FCF/NI = 1.34
Accruals ratio = -3.1%. Low accruals
Cash $0.4B covers debt $0.0B
Balance Sheet Health
No goodwill. Clean balance sheet
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
No goodwill
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
American Integrity Insurance Gr is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-25