Arch Capital Group Ltd. — Earnings Quality Grade C
ACGL · Financial Services
Some red flags
Screening Summary
Financial Trends
Revenue & Net Income ($B)
Margins (%)
18-Point Screening
Revenue Quality
DSO 331 days, change -15 days YoY
AR growth 9.1% vs revenue growth 14.0%
Revenue grew 14.0% but CFFO declined -7.5%
Expense Quality
No material inventory
CapEx growth -13.7% vs revenue 14.0%. Normal
Insufficient data
Insufficient data
Cash Flow Quality
CFFO/NI = 1.40. Profits backed by cash
FCF $6.1B, FCF/NI = 1.39
Accruals ratio = -2.2%. Low accruals
Cash $11.5B covers debt $2.7B
Balance Sheet Health
Goodwill+Intangibles $1.2B = 5% of equity. Manageable
Insufficient data
Insufficient data
No write-off data
Acquisition Risk
FCF after acquisitions positive
Goodwill+Intangibles change -10% YoY. Normal
Manipulation Score
Insufficient data
Altman Z-Score — Not Applicable
Arch Capital Group Ltd. is a financial company. Z-Score is designed for non-financial companies.
Generated from public financial data using forensic accounting frameworks. Not investment advice. Data: Yahoo Finance · 2026-04-09